Fees and Rates

At TX Express Lend, we strive to make the payday loan process as straightforward as possible, but please note that we do not issue loans directly. Instead, we connect borrowers with trusted lenders who can meet their financial needs. As a result, we do not make decisions regarding your loan application or have control over specific details such as fees, rates, APR, nonpayment policies, or renewal terms.

Our platform serves as a bridge between you and reputable lenders. All information regarding your loan, including fees, rates, APR, nonpayment penalties, and renewal terms, will be detailed in your loan agreement and governed by state regulations. We provide resources to help you understand the loan process and manage your borrowing responsibly.

Key Points to Remember:

• No Pressure to Accept Offers: Our service is entirely free of charge. You have the freedom to review and accept offers at your own pace, without any pressure to accept the first option you receive.

• Understand Your Loan Agreement: Once your loan request is approved, the lender will provide you with a detailed offer that includes all relevant information such as fees, APR, repayment terms, and any available renewal options. It is crucial to thoroughly review this agreement and understand all the terms before proceeding.

• Nonpayment Consequences: Pay careful attention to the nonpayment terms outlined in your agreement. Failure to repay your loan on time may result in additional fees, impact your credit score, and potentially lead to collection actions. If you encounter difficulties in repaying your loan, contact your lender immediately to discuss possible solutions.

• Loan Renewals: Some lenders may offer the option to renew your loan. Each lender has its own renewal policy, so be sure to review it carefully before accepting any renewal offer.