TX Express Lend is a trusted provider of payday loan services.

TX Express Lend makes payday loans easy and accessible.

Contact Us

Monday - Friday:

8:00 AM - 8:00 PM

Saturday:

8:00 AM - 4:00 PM

Sunday:

Closed

Support contact@txexpresslend.com

1234 Elm Street, Austin, TX

APR Disclosure & Range

Although we strive to provide an acceptance decision for every applicant, there are times when our review panel cannot reach a final determination. In such cases, we may either guide you to access your credit report to identify factors affecting your loan eligibility, or suggest alternative lending options from third-party providers.

The table below shows sample rates for informational purposes only and may not represent the actual APRs offered by your lender or lending partner. The repayment terms apply to closed-end loan products and do not reflect all loan options available within our network.

Loan Amount	Interest Rate	Loan Term	Fee	Fee Cost	Repayment	APR	Total Repayments	Total Costs
$1,000	24.00%	12 months	3.00%	$30.00	$94.56	29.82%	$1,134.72	$164.72
$2,000	19.00%	24 months	5.00%	$100.00	$100.82	24.12%	$2,419.68	$519.68
$5,000	13.00%	48 months	8.00%	$400.00	$131.67	18.23%	$6,320.12	$1,720.12
$10,000	7.90%	60 months	10.00%	$1000.00	$202.28	9.20%	$12,136.80	$3,136.80

Disclaimer

TX Express Lend connects borrowers with lenders or other lending partners and therefore the specific terms and conditions of a specific lender or lending partner will apply to any loan a borrower takes out with that lender. We are compensated by these lenders or lending partners for connecting you with them, and this compensation could influence which offers are presented to you Please be aware that any information regarding APR, loan amounts, interest rates, or other loan specifics should be seen as approximate estimations. The exact figures will depend on the lender or lending partner and your circumstances. Note that credit checks might be conducted by some lenders or lending partners as part of their credit transaction approval process. The lender or lending partner you connect with may not offer the best possible terms available to you and borrowers should always compare all available options before making any decisions. In addition, you may be connected with a tribal lender. Tribal lenders’ rates and fees may be higher than state-licensed lenders, and are subject to federal and tribal laws rather than state laws. PLEASE NOTE THAT TX Express Lend AND ITS OWNERS AND OPERATORS OF ARE NOT LENDERS, we do not broker loans and we do not make loans or credit decisions. Nothing on this website is an offer or a solicitation to lend. Any information you submit to this site will be provided to a lender or lending partner. The operator of this website is not an agent, representative or broker of any lender or lending partner and does not endorse or charge you for any service or product.

The operator of this website is not a lender, loan broker or agent for any lender or loan broker. We are an advertising referral service to qualified participating lenders that may be able to provide amounts between $100 and $1,000 for cash advance loans, up to $5,000 for installment loans. Not all lenders can provide these amounts and there is no guarantee that you will be accepted by an independent, participating lender. This service does not constitute an offer or solicitation for loan products which are prohibited by any state law, and we do not predict or determine the interest rates and finance charges applied to any loan offered by lenders. This is not a solicitation for a particular loan and is not an offer to lend. We do not endorse or charge you for any service or product. Any compensation received is paid by participating lenders and only for advertising services provided. This service and offer are void where prohibited. We do not control and are not responsible for the actions of any lender. We do not have access to the full terms of your loan, including APR, which may vary based on your creditworthiness, state, and lender or lending partner. For details, questions or concerns regarding your loan please contact your lender directly. Only your lender can provide you with information about your specific loan terms, their current rates and charges, renewal, payments and the implications for non-payment or skipped payments. The registration information submitted by you on this website will be shared with one or more participating lenders. You are under no obligation to use our service to initiate contact with a lender, register for credit or any loan product, or accept a loan from a participating lender, but it is your responsibility to carefully review and accept the terms of any loan offer. Cash transfer times and repayment terms vary between lenders. Repayment terms may be regulated by state and local laws. Some faxing may be required. Be sure to review our FAQs for additional information on issues such as credit and late payment implications. These disclosures are provided to you for information purposes only and should not be considered legal advice. Use of this service is subject to this site’s Terms of Use and Privacy Policy

Annual Percentage Rate (APR)

Annual Percentage Rate (APR) refers to the annual interest generated by a sum that is then charged to borrowers. APR is expressed as a percentage that represents the annual cost of borrowing over the term of the loan. This figure includes any fees or additional costs associated with the loan. The APR provides consumers with one bottom-line number they can compare with other loan offers, credit cards, or investment products. TX Express Lend cannot guarantee any APR as we are not a lender ourselves. An APR can generally run between 5.99% up to 35.99%. Loan products generally have a 61-day minimum repayment term and a 6 year maximum repayment term. When considering accepting a loan from a lender within the TX Express Lend network, please read any agreement documentation carefully as the APR and repayment terms may differ from what is listed on this site. Representative Examples of APR can be found in the APR Disclosure & Range section.

Financial Implications (Interest & Finance Charges)

TX Express Lend is not a lender and we cannot predict what fees and interest rate will be applied to the loan you will be offered. It is your lender that will provide all the necessary information about the cost of the loan. It is your responsibility to peruse the loan agreement carefully and accept the offer only if you agree to all the terms. TX Express Lend service is free of charge, and you are under no obligation to accept the terms that the lender offers you.

Implications of Non-Payment

When you accept the terms and conditions for a loan, you enter into a commitment to repay the amount you owe according to the specific schedule outlined in the documents. In the event of non-payment, additional charges may be applied. Late payment penalties vary by lender, and as TX Express Lend is not involved in the lending process, we cannot supply any information on the fees you will incur if any default occurs. For more information, please contact the lender directly if you have any issues relating to your loan repayment.

Potential Impact on Credit Score

TX Express Lend is not a lender and we do not check your credit standing and credit capacity. When you submit a request at our online platform, this is considered a soft inquiry and does not impact your credit score. However, some lenders may carry out a credit check to ascertain your eligibility for a loan. Most likely they will turn to any of the three major credit bureaus (Transunion, Experian, and Equifax) that is in most cases considered a hard inquiry and may affect your credit score.

Collection Practices

TX Express Lend is not a lender. As such, we are not involved in any debt collection practices and cannot make you aware of any of them. Your lender will specify their collection practices in your loan agreement. If you have any questions regarding the issue, please, address them to your lender. For more information visit our page for Responsible Lending. TX Express Lend itself isn’t involved in debt collection.

Loan Renewal Policies

Loan renewal options are not always available. It is therefore advisable to clarify whether the option is available with your lender. Be sure to carefully peruse the renewal policy presented in the agreement before you sign the documents.